Evolved Benefits – Who We Are

FOUNDER & MANAGING PARTNER

Edward Murphy

Eddie is a tenured employee benefits professional with a demonstrated ability to provide solutions that result in business growth for brokers and general agents.

With 20+ years of experience, he has driven innovative practices in the ACA Compliance and Government Contracts space, and is known for his honest, concise, and consultative approach.

FOUNDER & MANAGING PARTNER

Philip Cannon

Since 2005, Philip has been working hard as an experienced employee benefits consultant. He has a passion for navigating the complexities of the insurance industry to ensure affordable and compliant benefit solutions. Philip has dedicated his career to serving the employee benefits community and is known for developing products that become high performers in underserved markets.

VICE PRESIDENT OF SALES

Tommy Gaffney

Tommy is a Vice President of National Sales with 20+ years experience in healthcare, commercial, and personal lines markets. Over this time he’s developed a keen sense and can work effectively at any level of an organization to drive meaningful results. His understanding of market complex market dynamics will help you achieve the right insurance fit for your organization.

CHIEF OPERATING OFFICER

Kat Richards

Kat Richards is the Chief Operating Officer at Evolved Benefits and brings over 17 years of industry experience in voluntary benefits marketing & account management. Richards comes to Evolved Benefits from Aetna and Transamerica as a National Account Executive which primarily focused on industries with high turnover, part-time, or seasonal staff and specialized in targeted industries such as PEOs, Staffing, Restaurants, and Retail.

IMPLEMENTATION & SOLUTIONS MANAGER

Christi Carrion

With over 20 years of health insurance experience in supplemental, voluntary and limited benefit plans with large health insurers, Christi works directly with the sales team and internal management to handle client implementation and proposal generation. She is a dependable company resource for the fast and accurate resolution of customer inquiries, delivering invaluable information and guidance.

DIRECTOR OF NATIONAL SALES

Aaron Lopez

San Diego based health benefits professional specializing in ACA compliant MEC and MV health plans for large employers. He works closely with brokers, payroll providers, and business owners to navigate ACA requirements, manage employer mandate exposure, and implement practical, cost conscious solutions that support both compliance and workforce needs.

With a strong focus on relationship building and long term partnerships, he is known for being responsive, straightforward, and execution driven.

Outside of work, he is a husband and proud father of two daughters, with two American Bulldogs at home. He enjoys sports, traveling, and off roading whenever time allows.

National Director of Sales

Garrett Griffin

Garrett Griffin, National Director of Sales, focuses on providing nationwide consulting in niche markets. He has a demonstrated history of working with general agents, brokers, and PEO’s to offer groups major medical level funding, minimum essential coverage, minimum value plans, GAP, ancillary, and worksite benefits.  Garrett uses his extensive experience along with the resources Evolved Benefits to help partners drive growth, scale and profitability. Garrett joined Evolved Benefits in March of 2026.

In his personal life, Garrett enjoys engaging in charitable work, sporting events, and staying active.

Mr. Griffing received a B.S. in Business Administration, Black Hills State University.

ACCOUNT MANAGER

Sam Richards

Samantha Richards supports Evolved Benefits as an Account Manager, working closely with brokers and clients to keep plans running smoothly from onboarding through ongoing service. With a background in operations and team leadership, she brings a structured and detail-oriented approach to her work. Her focus is on making the experience straightforward, responsive, and easy to navigate.

SALES DIRECTOR

Ryan Whittaker

Ryan Whittaker serves as Sales Director at Evolved Benefits, where he works closely with brokers to develop practical, revenue-generating strategies across MEC, minimum value, and supplemental benefit solutions. With a background in voluntary benefits and employee benefits design, Ryan brings a strong understanding of how to structure plans that align with today’s evolving workforce.

He is known for helping advisors identify opportunities within their existing book of business, particularly among part-time, seasonal, and variable-hour populations that are often overlooked. Ryan focuses on delivering solutions that support compliance, improve client retention, and create meaningful growth for the brokers he partners with.